Financing and loans for construction equipment

Tractor Zoom is proud to offer free, no-hassle finance pre-approvals on construction equipment. Compare rates from the industry’s leading lenders in 60-seconds or less with no impact to your credit score.


See why construction equipment buyers are getting pre-approved with Tractor Zoom


Consider multiple lenders in one spot

Tap into our network of leading ag finance partners to compare rates on construction equipment and secure the financing you need for your operation.

Enjoy a seamless application process

Compare finance quotes on construction equipment in 60 seconds or less with just your name, email address, and phone number. That’s it. No 5-step application, financial statements, or dealer sales rep required.

Take control of your construction equipment purchase

Know what interest rates you can obtain before going to a dealership or auction. Unlike financing directly through the dealer or auctioneer, you won’t have to worry about additional attachments, extended warranties, or other add-ons affecting your rate.


Estimate payments on your construction equipment

Payment Amount Calculator


/ year



Like your rate? Get Pre-Approved

Enter financing details

Let us know the amount you wish to finance, desired interest rate, and term preferences.

Review your estimated payment

Adjust payment terms to see how changes affect your estimated payment.

Get pre-approved

Ready to take the next step? Get free finance estimates, with no impact to your credit, from multiple industry-leading lenders in less than 60 seconds.
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Popular construction equipment getting pre-approved


Construction equipment finance pre-approvals

Everything you need to know about financing your next piece of construction equipment. Didn’t find the answer you were looking for? Ask our team here.

Does Tractor Zoom provide construction equipment financing?

No, Tractor Zoom is not a bank. We help facilitate construction equipment financing and loans with our industry-leading lenders. Our pre-approval process presents you with construction equipment loan interest rates and terms from multiple lenders so you can select the best financing option that meets your unique needs.

What financing options are available for construction equipment through Tractor Zoom?

Our participating lenders offer construction equipment installment loan options. Lenders provide fixed and variable rate options with terms from 2-7 years and amounts financed above $10,000.

How can I apply for financing pre-approval on construction equipment?

Applying is easy. Visit our pre-approval application and enter in the required information when prompted:

Step 1 – Construction Equipment Financing Details

Step 2 – Contact Information

Step 3 – Select Your Lender

What information is required of me to apply for construction equipment financing?

The desired term length and amount you’d like to finance for your construction equipment loan; how you plan to use the construction equipment; years in business; estimated credit score; contact information including first and last name, email address, and phone number.

Will applying for construction equipment financing hurt my credit score?

No. Tractor Zoom does not pull your credit score to showcase construction equipment finance quotes from our network of lenders.

Farmer Talking To Rep

Equipment loans for construction equipment

While Tractor Zoom primarily focuses on farm equipment, we also feature a wide variety of construction equipment for farmers, commercial contractors, road crews, and more. From road graders to excavators, backhoes to scrapers, and all the brands you trust including Caterpillar, Bobcast, John Deere, and more, Tractor Zoom has your heavy-duty construction equipment needs covered. Additionally, we offer finance pre-approvals for qualifying equipment ($10,000 or more) so you can compare financing rates and terms from multiple lenders and select the option that best supports your business.


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Dealers & auctions near you

We’ve partnered with 644 auctioneers and 1317 dealer locations around the country to bring you the best selection of used farm machinery for sale.

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Ag equipment finance pre-approvals from Tractor Zoom

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Tractor Zoom is connecting farm equipment sellers and buyers faster than ever before. Finding farm equipment at auction or at a dealership has never been so easy.